\midrule \multicolumn{6}{l}{\textbf{Panel A: Employee Education}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{Tertiary}   &       0.044*  &       0.082*  &       0.038   &       0.062** &       0.121** \\
                    &     (0.024)   &     (0.042)   &     (0.041)   &     (0.027)   &     (0.050)   \\
Mean                &       0.895   &       0.688   &       0.528   &       0.711   &       4.969   \\
\(N\)               &         899   &         933   &         853   &         935   &         882   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{Less than Tertiary}&       0.103** &       0.060   &       0.034   &       0.068** &       0.071   \\
                    &     (0.040)   &     (0.052)   &     (0.037)   &     (0.032)   &     (0.060)   \\
Mean                &       0.652   &       0.340   &       0.295   &       0.431   &       4.399   \\
\(N\)               &         892   &         921   &         881   &         926   &         868   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.125   &       0.703   &       0.943   &       0.870   &       0.451   \\
 [4pt] \cmidrule(lr){2-5} 
\midrule \multicolumn{6}{l}{\textbf{Panel B: Age}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{30 or older}&       0.062** &       0.037   &       0.029   &       0.047*  &       0.078   \\
                    &     (0.029)   &     (0.041)   &     (0.032)   &     (0.025)   &     (0.052)   \\
Mean                &       0.817   &       0.561   &       0.471   &       0.622   &       4.807   \\
\(N\)               &        1217   &        1266   &        1168   &        1270   &        1187   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{Younger than 30}&       0.081*  &       0.139** &       0.018   &       0.082** &       0.098*  \\
                    &     (0.042)   &     (0.054)   &     (0.050)   &     (0.037)   &     (0.050)   \\
Mean                &       0.723   &       0.478   &       0.331   &       0.515   &       4.549   \\
\(N\)               &         572   &         586   &         564   &         589   &         561   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.679   &       0.075   &       0.841   &       0.359   &       0.748   \\
 [4pt] \cmidrule(lr){2-5} 
\midrule \multicolumn{6}{l}{\textbf{Panel C: Supervisory Role}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{Supervisor} &       0.057*  &       0.095*  &       0.091** &       0.084***&       0.134** \\
                    &     (0.030)   &     (0.052)   &     (0.043)   &     (0.030)   &     (0.064)   \\
Mean                &       0.886   &       0.558   &       0.452   &       0.640   &       4.989   \\
\(N\)               &         568   &         589   &         538   &         593   &         553   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{No Supervisor}&       0.077** &       0.057   &      -0.006   &       0.047*  &       0.076   \\
                    &     (0.031)   &     (0.043)   &     (0.033)   &     (0.027)   &     (0.047)   \\
Mean                &       0.733   &       0.518   &       0.404   &       0.556   &       4.575   \\
\(N\)               &        1221   &        1263   &        1194   &        1266   &        1195   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.570   &       0.514   &       0.030   &       0.258   &       0.399   \\
 [4pt] \cmidrule(lr){2-5} 
\midrule \multicolumn{6}{l}{\textbf{Panel D: Relationship with Employer}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{Friends or Family}&       0.095***&       0.055   &       0.007   &       0.052*  &       0.086*  \\
                    &     (0.036)   &     (0.053)   &     (0.037)   &     (0.031)   &     (0.047)   \\
Mean                &       0.724   &       0.457   &       0.353   &       0.518   &       4.605   \\
\(N\)               &         740   &         762   &         722   &         766   &         710   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{No relationship}&       0.068** &       0.070*  &       0.036   &       0.061** &       0.112** \\
                    &     (0.028)   &     (0.042)   &     (0.041)   &     (0.028)   &     (0.047)   \\
Mean                &       0.824   &       0.607   &       0.482   &       0.643   &       4.785   \\
\(N\)               &         972   &        1008   &         935   &        1009   &         963   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.493   &       0.799   &       0.581   &       0.789   &       0.629   \\
 [4pt] \cmidrule(lr){2-5} 
